Over time, the rewards from a successful career in business accrue. But without careful and considered investment and tax planning, those assets can quickly become eroded. HFS Hamlyns Financial Services Limited is a regulated Independent Financial Adviser and Wealth Management specialist which provides clients with impartial advice in all areas of the increasingly complex financial services market.
HFS Hamlyns experienced and highly-qualified advisors seek to build long-term client relationships by providing a superb level of service to businesses and private individuals, often liaising directly with clients’ other professional advisers. In common with our accountancy practice, we pride ourselves on harnessing our personal understanding of every client’s ever-evolving requirements to tailor our advice accordingly.
We specialise in providing employee benefit and corporate financial planning advice to businesses, whilst our Personal Financial Planning division also advises individual clients on mortgages, wealth management and life protection issues and tax-efficient retirement strategies.
HFS Hamlyns Financial Services Limited is an appointed representative of HFS Milbourne Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (The Financial Conduct Authority does not regulate Tax & Trust advice). Registered office: Wonersh House, The Guildway, Old Portsmouth Road, Guildford, Surrey, GU3 1LR. Registered in England No: 04398188. VAT Number GB 970 8922 84
“Your home may be repossessed if you do not keep up repayments on your mortgage.”
“The value of investments can fall as well as rise. You may not get back what you invest.”
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk
Visit HFS Milbourne website
What is Cashflow planning?
Simply put, we use sophisticated financial software to map out your potential financial future.
Together with the use of specialist software, we combine an understanding of your current financial assets with your own views on, for example, how much investment risk you want to take and any specific goals you want to achieve to create a personalised plan.
The planning process will help you to better understand the long term implications of actions taken, allowing you to compare various different scenarios, and empowering you to make key decisions. For example, a Cashflow plan can help to address questions such as, “When can I afford to retire and what would happen if I brought this forward?”, “How much can I afford to gift to my children without it impacting on my lifestyle in the long term?”, and “Can I afford the cost of private education for my children, and what impact will this have on my finances?”.
Most plans are intended to be regularly updated, meaning that over time they can be refreshed to take into account changes in your circumstances, goals, legislation and the investment returns achieved.
What is our Cash Management service?
The Cash Management service is designed to help you receive the best returns for sums of cash on deposit.
Our service draws on a constantly updated database of deposit rates from across the spectrum of UK-regulated institutions.
We can screen deposit rates according to a variety of factors, including liquidity requirements, financial strength and Financial Services Compensation Scheme (FSCS) limits to create a personalised portfolio to suit your specific requirements.
We can then notify you if interest rates change or when your fixed term deposits mature, enabling you to continue benefitting from the best interest rates on the market.
If you are interested in either or both of these services please get in touch with us.